:root{--bg:#f4f6fa;--card:#fff;--ink:#14213d;--mut:#5b6478;--line:#e2e6ef;--navy:#0b1f3a;--red:#d7263d;--grn:#12805c;--grn-bg:#e7f5ef;--gold:#f2b705;--rad:14px;--sh:0 1px 2px rgba(11,31,58,.06),0 4px 16px rgba(11,31,58,.06)}
*{box-sizing:border-box}html{-webkit-text-size-adjust:100%}
body{margin:0;background:var(--bg);color:var(--ink);font:16px/1.6 system-ui,-apple-system,"Segoe UI",Roboto,Helvetica,Arial,sans-serif}
a{color:#1d4ed8}a:hover{color:var(--red)}img{max-width:100%;height:auto}
.wrap{max-width:1180px;margin:0 auto;padding:0 16px}
h1{font-size:clamp(1.65rem,3.6vw,2.4rem);line-height:1.18;margin:.4em 0 .5em;letter-spacing:-.01em}
h2{font-size:clamp(1.25rem,2.4vw,1.6rem);line-height:1.25;margin:1.6em 0 .6em}
h3{font-size:1.1rem;margin:1.2em 0 .4em}
.hd{background:var(--navy);color:#fff;position:sticky;top:0;z-index:20}
.hd .wrap{display:flex;align-items:center;gap:18px;min-height:60px}
.brand{display:flex;align-items:center;gap:10px;color:#fff;text-decoration:none;font-size:1.15rem;white-space:nowrap}
.brand b{font-weight:800}.brand small{opacity:.7;font-size:.8em}
.mk{display:inline-grid;place-items:center;width:34px;height:34px;border-radius:9px;background:var(--red);font-weight:800;font-size:.85rem;letter-spacing:.02em}
.hd nav{display:flex;gap:4px;margin-left:auto;flex-wrap:wrap}
.hd nav a{color:#dfe6f3;text-decoration:none;padding:8px 10px;border-radius:8px;font-size:.95rem}
.hd nav a:hover{background:rgba(255,255,255,.1);color:#fff}
.hd .lang{border:1px solid rgba(255,255,255,.3)}
.mn{display:none;margin-left:auto;background:none;border:1px solid rgba(255,255,255,.35);color:#fff;border-radius:8px;padding:6px 12px;font:inherit}
@media(max-width:900px){.mn{display:block}.hd nav{display:none;position:absolute;left:0;right:0;top:60px;background:var(--navy);flex-direction:column;padding:8px 16px 16px}.hd nav.open{display:flex}}
.crumb{font-size:.85rem;color:var(--mut);margin:16px 0 0}.crumb a{color:var(--mut)}
.intro{max-width:860px}
.ans{background:var(--card);border-left:4px solid var(--red);border-radius:10px;padding:14px 18px;box-shadow:var(--sh);font-size:1.05rem}
.ans p{margin:0}
.by{display:flex;align-items:center;gap:10px;color:var(--mut);font-size:.9rem;margin:14px 0}.by img{border-radius:50%;object-fit:cover}
.hero{display:grid;grid-template-columns:1.5fr 1fr;gap:28px;padding:22px 0 8px;align-items:start}
.kick{color:var(--grn);font-weight:600;font-size:.9rem;margin:0}
.jump{display:flex;flex-wrap:wrap;gap:8px}.jump a{background:#e8edf7;color:var(--navy);text-decoration:none;padding:6px 12px;border-radius:999px;font-size:.9rem}
.hr{background:var(--card);border-radius:var(--rad);box-shadow:var(--sh);padding:16px 18px}
.hr h2{margin:0 0 8px;font-size:1.1rem}
.t3{list-style:none;margin:0;padding:0}.t3 li{display:grid;grid-template-columns:26px 96px 1fr auto;gap:10px;align-items:center;padding:10px 0;border-top:1px solid var(--line)}
.t3 li:first-child{border-top:0}.t3 small{display:block;color:var(--mut);font-size:.8rem}
@media(max-width:860px){.hero{grid-template-columns:1fr}}
.rk{display:inline-grid;place-items:center;width:26px;height:26px;border-radius:50%;background:var(--navy);color:#fff;font-size:.8rem;font-weight:700}
.cta{display:inline-block;background:var(--red);color:#fff!important;text-decoration:none;font-weight:700;padding:11px 18px;border-radius:10px;text-align:center;white-space:nowrap}
.cta:hover{filter:brightness(.92)}.cta.sm{padding:8px 12px;font-size:.9rem}.cta.lg{padding:14px 24px;font-size:1.05rem}.cta.alt{background:var(--navy)}
.tl{margin:22px 0}.th h2{margin:.2em 0}.th p{color:var(--mut);margin:0 0 10px}
.pills{display:flex;flex-wrap:wrap;gap:8px;align-items:center;margin:10px 0 14px}.pills span{color:var(--mut);font-size:.9rem}
.pills button{border:1px solid var(--line);background:var(--card);border-radius:999px;padding:7px 13px;font:inherit;font-size:.9rem;cursor:pointer;color:var(--ink)}
.pills button.on{background:var(--navy);color:#fff;border-color:var(--navy)}
.rows{list-style:none;margin:0;padding:0;display:grid;gap:10px}
.tr{display:grid;grid-template-columns:30px 120px minmax(150px,1.1fr) 2fr auto;gap:14px;align-items:center;background:var(--card);border-radius:var(--rad);padding:14px 16px;box-shadow:var(--sh)}
.tr.hid,.tr.off{display:none}.rows.all .tr.hid{display:grid}.rows.all .tr.hid.off{display:none}
.tr .lg{display:block;background:#f1f3f8;border-radius:10px;padding:6px;text-align:center}
.nm b{display:block;font-size:1.05rem}.nm a{color:var(--ink);text-decoration:none}.nm em{display:block;color:var(--mut);font-style:normal;font-size:.85rem}
.gr{display:inline-block;font-size:.75rem;font-weight:800;padding:1px 7px;border-radius:6px;background:var(--grn-bg);color:var(--grn)}.gr.gB,.gr.gC,.gr.gD{background:#eef1f6;color:var(--mut)}
.bo b{display:block;line-height:1.35}.ch{display:flex;flex-wrap:wrap;gap:6px;margin-top:6px}.ch span{font-size:.78rem;background:#f1f3f8;border-radius:6px;padding:2px 8px;color:#39425a}
.ac{display:flex;flex-direction:column;gap:6px;align-items:stretch;min-width:130px}.rv{font-size:.85rem;text-align:center}
.more{display:block;margin:12px auto 0;background:var(--card);border:1px solid var(--line);border-radius:10px;padding:10px 18px;font:inherit;font-weight:600;cursor:pointer}
@media(max-width:820px){.tr{grid-template-columns:30px 90px 1fr;grid-template-areas:"r l n" "b b b" "a a a"}.tr .rk{grid-area:r}.tr .lg{grid-area:l}.tr .nm{grid-area:n}.tr .bo{grid-area:b}.tr .ac{grid-area:a;flex-direction:row}.tr .ac .cta{flex:1}.tr .ac .rv{align-self:center}}
.fine{font-size:.78rem;color:var(--mut)}
.cols{display:grid;grid-template-columns:minmax(0,1fr) 320px;gap:32px;align-items:start}
@media(max-width:980px){.cols{grid-template-columns:1fr}}
.side{display:grid;gap:16px;position:sticky;top:76px}@media(max-width:980px){.side{position:static}}
.box{background:var(--card);border-radius:var(--rad);box-shadow:var(--sh);padding:16px 18px}.box h3{margin:0 0 10px}
.t5b ol{list-style:none;margin:0;padding:0}.t5b li{display:grid;grid-template-columns:26px 1fr auto;gap:8px;align-items:center;padding:9px 0;border-top:1px solid var(--line)}
.t5b li .lg{display:none}.t5b li:first-child{border-top:0}.t5 small{display:block;color:var(--mut);font-size:.78rem;line-height:1.35}.t5 a{color:var(--ink);text-decoration:none}
.main .t5b li{grid-template-columns:26px 90px 1fr auto}.main .t5b li .lg{display:block}
.calc label{display:flex;flex-direction:column;font-size:.85rem;color:var(--mut);gap:4px}.calc select,.calc input{font:inherit;padding:8px;border:1px solid var(--line);border-radius:8px;width:100%}
.cr{display:grid;grid-template-columns:1fr 1fr;gap:10px}.res{display:grid;grid-template-columns:1fr 1fr;gap:8px;margin-top:12px}.res div{background:#f1f3f8;border-radius:10px;padding:8px 10px}
.res span{display:block;font-size:.75rem;color:var(--mut)}.res b{font-size:1.1rem}.res .big{grid-column:1/-1;background:var(--grn-bg)}.res .big b{color:var(--grn);font-size:1.35rem}
.bars{list-style:none;margin:0;padding:0;display:grid;gap:7px}.bars li{display:grid;grid-template-columns:1fr 90px 42px;gap:8px;align-items:center;font-size:.85rem}
.bar{height:8px;background:#eef1f6;border-radius:6px;overflow:hidden}.bar i{display:block;height:100%;background:var(--grn)}.bars b{text-align:right}
.sec{margin:28px 0}.ns .lead{color:var(--mut)}
.tw{overflow-x:auto;background:var(--card);border-radius:var(--rad);box-shadow:var(--sh)}
table{border-collapse:collapse;width:100%;font-size:.92rem}th,td{padding:10px 12px;border-bottom:1px solid var(--line);text-align:left;vertical-align:top}
thead th{background:#f1f3f8;font-size:.8rem;text-transform:uppercase;letter-spacing:.03em;color:#39425a;white-space:nowrap}
.mx td,.mx thead th{text-align:center}.mx th[scope=row]{white-space:nowrap}.mx th[scope=row] small{display:block;color:var(--grn);font-weight:700}
.mx i{font-style:normal;font-weight:800}.mx i.y{color:var(--grn)}.mx i.n{color:#b5bccb}
@media(max-width:700px){.dt thead,.mx thead{display:none}.dt tr,.mx tr{display:block;border-bottom:8px solid var(--bg);padding:6px 0}.dt td,.mx td{display:flex;justify-content:space-between;gap:12px;border:0;padding:5px 14px;text-align:right}
.dt td:before,.mx td:before{content:attr(data-l);color:var(--mut);font-size:.82rem;text-align:left}.mx th[scope=row]{display:block;padding:8px 14px}}
.dps{display:grid;grid-template-columns:1fr 1fr;gap:14px}@media(max-width:760px){.dps{grid-template-columns:1fr}}
.dp{background:var(--card);border-radius:var(--rad);box-shadow:var(--sh);padding:16px}.dp header{display:flex;gap:12px;align-items:center}.dp h3{margin:0}.dp h3 a{color:var(--ink);text-decoration:none}
.dp em{color:var(--mut);font-style:normal;font-size:.85rem}.why{margin:10px 0;padding-left:18px}
.kv{display:grid;grid-template-columns:1fr 1fr;gap:8px;margin:10px 0}.kv div{background:#f6f7fb;border-radius:8px;padding:6px 9px}.kv dt{font-size:.72rem;color:var(--mut)}.kv dd{margin:0;font-size:.88rem;font-weight:600}
.ctaline{display:flex;flex-wrap:wrap;gap:12px;align-items:center}
.cats{display:grid;grid-template-columns:repeat(auto-fill,minmax(220px,1fr));gap:10px}
.cats a{display:block;background:var(--card);border-radius:12px;box-shadow:var(--sh);padding:12px 14px;text-decoration:none;color:var(--ink)}
.cats a b{display:block}.cats a span{display:block;color:var(--mut);font-size:.86rem;line-height:1.4;margin-top:2px}.cats a:hover b{color:var(--red)}
.az{display:flex;flex-wrap:wrap;gap:8px}.az a{background:var(--card);border:1px solid var(--line);border-radius:8px;padding:5px 10px;text-decoration:none;font-size:.9rem}
.prose{max-width:780px}.prose p{margin:.75em 0}.prose ul,.prose ol{padding-left:22px}
.prose table{background:var(--card);margin:12px 0}
.faq details{background:var(--card);border-radius:12px;box-shadow:var(--sh);margin:8px 0;padding:0 16px}.faq summary{cursor:pointer;font-weight:700;padding:14px 0}
.faq .fa{padding-bottom:10px}
.rvh{display:grid;grid-template-columns:170px 1fr 300px;gap:20px;align-items:center;background:var(--card);border-radius:var(--rad);box-shadow:var(--sh);padding:18px;margin:14px 0}
.rvh h1{margin:0 0 6px}.meta{color:var(--mut);margin:0}.rvc{display:flex;flex-direction:column;gap:6px}.rvc small{color:var(--mut)}
@media(max-width:860px){.rvh{grid-template-columns:1fr}}
.facts{display:grid;grid-template-columns:1fr 1fr;gap:0;background:var(--card);border-radius:var(--rad);box-shadow:var(--sh);overflow:hidden;margin:0}
.facts div{padding:10px 14px;border-bottom:1px solid var(--line)}.facts dt{font-size:.75rem;color:var(--mut);text-transform:uppercase;letter-spacing:.03em}.facts dd{margin:2px 0 0}
@media(max-width:700px){.facts{grid-template-columns:1fr}}
.week{list-style:none;padding:0;display:grid;gap:8px}.week li{background:var(--card);border-radius:10px;box-shadow:var(--sh);padding:10px 14px}.week b{display:block}
.sim{display:grid;grid-template-columns:repeat(3,1fr);gap:10px}@media(max-width:760px){.sim{grid-template-columns:1fr}}
.simc{background:var(--card);border-radius:12px;box-shadow:var(--sh);padding:12px;display:flex;flex-direction:column;gap:6px}.simc span{color:var(--mut);font-size:.86rem}
.author{display:flex;gap:18px;align-items:center}.author img{border-radius:50%}
.zero{border-left:4px solid var(--gold);margin:14px 0}
.ft{background:var(--navy);color:#cfd7e6;margin-top:48px;padding:28px 0;font-size:.9rem}.ft a{color:#fff}.ft nav{display:flex;flex-wrap:wrap;gap:14px}.ft .help b{background:var(--red);color:#fff;border-radius:6px;padding:1px 6px;margin-right:6px}